Watch: Have you had your Letterkenny Credit Union Christmas ReUnion?

first_imgLetterkenny Credit Union is inviting each and every one of its members to have their ‘Credit Re-Union’ in time for Christmas 2019. Members can drop in to the office for their ‘Credit ReUnion’ in person, or they can call up one of the friendly members of staff and ask about budgeting tips, prudent spending and sensible borrowing over the festive period.Letterkenny Credit Union is embarking on the pre-Christmas ‘Credit ReUnion’ as part of its ongoing commitment to tailoring services and products to the specific needs of its members.And they have launched this entertaining video to highlight the importance of avoiding moneylenders in the run up to Christmas: Commenting on the festive Credit ReUnion, Ciaran Haran, Chairperson of Letterkenny Credit Union said: “We are looking forward to reconnecting with those we have not seen in a while, and chatting to those members we know well, and offering them any assistance and guidance they might need with budgeting and spending tips for the Christmas period. Our aim is to ensure that all of our members have a stress-free and enjoyable Christmas and that financial worries will be the last thing on their mind.”Ciaran also urged anyone who might need to borrow to cope with the financial burden of Christmas to avoid moneylenders at all costs, and to make Letterkenny Credit Union their first point of call.Ciaran continued “We know that many might be tempted to seek out moneylenders this Christmas, but this a potentially very harmful financial decision to make. We find that people can quickly become trapped in a vicious circle where they need to borrow again just to meet loan repayments. “Should any of our members, including any of those who have not been active with us for a while, need to borrow a little extra, we would urge them to ask us here at Letterkenny Credit Union about our loans, which are very straightforward and have fair interest rates. There are no penalties for paying a loan back early, nor are there any hidden fees or charges on our loans. Our Christmas loan, for example, is available at an affordable APR rate of 7.2%* and our friendly staff can offer guidance on arranging payments so you don’t have to deal with the headache of repaying the loan months after Christmas.”Letterkenny Credit Union has lent €66 million to the local community in the past 5 years. Letterkenny Credit Union is also advising people that they should avoid the temptation to become consumed with the December rush, and has put together its five top tips for sensible spending this Christmas: Top tips for sensible spending this ChristmasAt Christmas the key to spending within your means and avoiding unnecessary stress is to draw up a spending budget specifically for the festive season. Once you have decided on a budget for the household, and set a limit to your seasonal spending, stick to these limits and you will be well on the road to spending within your means.Once you have your Christmas budget prepared, let this guide your spending. Make a list of what you need to buy every time you plan on hitting the shops, and don’t allow yourself to buy anything that’s not on this list. This way, you are giving yourself the best chance to avoid over-spending.Do your research before you make a purchase; are the goods you want to buy available at a better price somewhere else? If so, then don’t be afraid to ask for a price match – or at the very least ask for a small discount. At worst you will be turned down – or you could get your goods for the best price on the market!Don’t forget to check out your local shops and stores where there is always a great range of good value and good quality gifts.Consider planning a Secret Santa or Kris Kindle with your family and friends. Not only can this be great fun, but it’s also a fantastic way to save without losing the magic of Christmas.Ciaran said “One of the keys to sensible spending at Christmas time is to set a budget for yourself and stick to it. Avoid deciding what to spend once you hit the shops, or you will be very likely to over-spend. “Do your research before you make a purchase and ensure that you are getting the best price possible. And of course don’t forget to shop local, as you can often find some great bargains and some unique gifts in your local stories. “Remember, if you need any help with budgeting or spending tips, drop into Letterkenny Credit Union for a friendly chat.”For further information, please contact loans department on 0749102126 or email [email protected]* For a €1,000, 1 year variable interest rate loan with 12 monthly repayments of €86.52, an interest Rate of 6.95%, a representative APR of 7.2%, the total amount payable by the member is €1038.04 Information correct as at 24/09/2019Watch: Have you had your Letterkenny Credit Union Christmas ReUnion? was last modified: September 27th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:christmas reunionFinanceLetterkenny Credit Unionloansmoneymoneylendersseasonal loanssensible spendinglast_img read more

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Zimbabwean’s second Comrades win

first_img31 May 2010Zimbabwe’s Stephen Muzhingi won the Comrades Marathon for the second time running as a huge field contested the 85th edition of South Africa’s famous ultra-marathon on Sunday. Victory in the women’s race went to Elena Nurgalieva for a fifth time.Over 23 000 entries had been received for the event, and it showed on the road as, especially in the earlier stages of the race, a thick, winding sea of colour bobbed along the route.With the race taking place a little earlier in the year than usual, the weather was ideal: not as cold for the 05:30 start as would be the case in the middle of June, yet retaining enough of a bite in the early and late going to help cool the competitors.The runners were well supported by hordes of spectators who made a day of it by packing picnics, and shouting their support from the side of the road.‘Down’ runDue to the size of the massive field, the race was once again a “down” run from Pietermaritzburg to Durban, so that everyone could be accommodated at the finish. With half the field usually finishing in the last hour-and-a-half, it was a necessary move.It was also a decision that helped improve Muzhingi’s chances of repeating as champion as the race has revealed over the years that the “down” and “up” runs present very different challenges.Interestingly, as part of his preparation, the Zimbabwean had chose to run the 56-kilometre Two Oceans Marathon at Easter, as he had done last year.Some experts believe that running a competitive race in the Two Oceans before contesting the Comrades has a negative effect on a runner’s chances in the latter event. Yet Muzhingi finished fourth in the Two Oceans in 2009 and repeated that result in 2010 before going on to victory in the Pietermaritzburg to Durban epic.The first half of the race was difficult for Muzhingi, who was running in the colours of the Formula 1 Bluff Meats Athletics Club. He was much stronger over the second half, however, and took over the lead when he passed Claude Moshiywa with about 20 kilometres to go.World Cup-like atmosphereReceiving strong support from the spectators along the race route, Muzhingi went on to win in five hours, 29 minutes and one second for the 89.28 kilometre distance, which was 110 metres longer than 2009’s race. In a World Cup-like atmosphere, he was greeted at the finish at Sahara Stadium Kingsmead in Durban by the blasting of vuvuzelas.“There was too much pressure on me to win,” he gasped after securing victory.South Africa’s Ludwick Mamabalo finished in second place, over six minutes behind the winner, in 5:35:28. Another South African, Sergio Motsoeneng, claimed third, in 5:35:57.It was, in fact, a good year for local athletes, who claimed eight of the top 10 places. Besides Muzhingi, the only other foreign runner in the top 10 was Lesotho’s Leboka Noto, running for Mr Price, who finished in tenth place.The Comrades respects no one and it showed its teeth to American hope Josh Cox, the US record holder over 50 kilometres. He went through halfway in 50th place, but was struggling with a stomach problem and that ultimately dropped him down to 186th at the finish in a time of 6:51:29.Women’s raceThe women’s race followed a more predictable storyline as the Nurgalieva twins, Elena and Olesya, fought it out for the victory. Olesya was the defending the title she won in 2009, while Elena had previously won the race in 2003, 2004, 2006, and 2008.They ran together for most of the race and opened up a comfortable lead over their nearest challenger. Near the end, Elena managed a small break away from her sister and she crossed the finishing line in first place in six hours, 13 minutes and three seconds. Olesya finished only one second later.Marina Myshlyanova completed a Russian 1-2-3 when she finished in 6:26:02. American Kami Semick claimed fourth, almost five minutes later, in 6:32:54.The leading South African runner, in fifth place in 6:38:40, was Farwa Mentoor.At the other end of the field, Frikkie Botha, running his 28th Comrades, was the last man to make it across the finishing line before the cut-off gun was fired at 17:30.RESULTSMen  1. Stephen Muzhingi (F1 Bluff Meats), Zim, 5:29:00 2. Ludwick Mamabolo (Mr Price) RSA, 5:35:28 3. Sergio Motsoeneng (Discovery) RSA, 5:35:57 4. Bongmusa Mthembu (Mr Price) RSA, 5:37:48 5. Fanie Matshipa (Toyota) RSA, 5:39:52 6. Fusi Nhlapo (Mr Price) RSA, 5:40:25 7. Claude Moshiywa (Mr Price) RSA, 5:43:03 8. Petros Sosibo (Mr Price) RSA, 5:45:57 9. Peter Molapo (Nedbank) RSA, 5:46:18 10. Leboka Noto (Mr Price) Les, 5:48:44. Women 1. Elena Nurgalieva (Mr Price) Rus, 6:13:03 2. Olesya Nurgalieva (Mr Price) Rus, 6:13:04 3. Marina Myshlyanova (Mr Price) Rus, 6:26:02 4. Kami Semick USA, 6:32:54 5. Farwa Mentoor (Bonitas) RSA, 6:38:40 6. Lizzy Hawker UK, 6:39:42 7. Irina Vishnevskaya (Nedbank) Rus, 6:44:26 8. Lindsay van Aswegan (Toyota) RSA, 6:46:51 9. Adinda Kruger (Nedbank) RSA 6:51:14 10. Anna Pichrtova (Mr Price), Cze, 6:51:33 Would you like to use this article in your publication or on your website? See: Using SAinfo materiallast_img read more

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